Kotak Floating Rate Fund Datagrid
Category Floater Fund
BMSMONEY Rank 4
Rating
Growth Option 19-08-2026
NAV ₹1619.98(R) +0.01% ₹1665.67(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.94% 7.48% 6.37% 6.83% -%
Direct 6.36% 7.9% 6.8% 7.25% -%
Benchmark
SIP (XIRR) Regular -24.55% -0.41% 3.8% 4.49% -%
Direct -24.22% 0.02% 4.23% 4.92% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.63 1.05 0.76 0.66% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.08% 0.0% -0.1% 0.68 0.69%
Fund AUM As on: 30/12/2025 3028 Cr
Top Floater Fund
Fund Name Rank Rating
ICICI Prudential Floating Interest Fund 1
HDFC Floating Rate Debt Fund 2
Aditya Birla Sun Life Floating Rate Fund 3

NAV Date: 19-08-2026

Scheme Name NAV Rupee Change Percent Change
KOTAK FLOATING RATE FUND-REGULAR PLAN-STANDARD Reinvestment of Income Distribution cum capital withdrawal option 1443.75
0.0800
0.0100%
KOTAK FLOATING RATE FUND-DIRECT PLAN-Standard Reinvestment of Income Distribution cum capital withdrawal option 1451.04
0.1000
0.0100%
KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION 1619.98
0.0900
0.0100%
KOTAK FLOATING RATE FUND-DIRECT PLAN-GROWTH OPTION 1665.67
0.1100
0.0100%

Review Date: 19-08-2026

Beginning of Analysis

Kotak Floating Rate Fund is the top ranked fund in the Floater Fund category. The category has total 12 funds. The Kotak Floating Rate Fund has shown an excellent past performence in Floater Fund. The fund has a Jensen Alpha of 0.66% which is higher than the category average of 0.31%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.63 which is higher than the category average of 1.5.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Kotak Floating Rate Fund Return Analysis

  • Kotak Floating Rate Fund has given a return of 6.36% in last one year. In the same period the Floater Fund category average return was 6.68%.
  • The fund has given a return of 7.9% in last three years and ranked 6.0th out of eleven funds in the category. In the same period the Floater Fund category average return was 7.85%.
  • The fund has given a return of 6.8% in last five years and ranked 6th out of eleven funds in the category. In the same period the Floater Fund category average return was 6.86%.
  • The fund has given a SIP return of -24.22% in last one year whereas category average SIP return is -23.89%. The fund one year return rank in the category is 8th in 11 funds
  • The fund has SIP return of 0.02% in last three years and ranks 5th in 11 funds. Axis Floater Fund has given the highest SIP return (0.74%) in the category in last three years.
  • The fund has SIP return of 4.23% in last five years whereas category average SIP return is 4.23%.

Kotak Floating Rate Fund Risk Analysis

  • The fund has a standard deviation of 1.08 and semi deviation of 0.69. The category average standard deviation is 1.19 and semi deviation is 0.78.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.1. The category average VaR is -0.16 and the maximum drawdown is -0.2. The fund has a beta of 0.48 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51
    0.57
    		0.44 | 0.91 9 | 11 Average
    3M Return % 2.42
    2.49
    		1.91 | 3.71 6 | 11 Good
    1Y Return % 5.94
    6.25
    		5.76 | 7.80 9 | 11 Average
    3Y Return % 7.48
    7.42
    		6.73 | 8.25 4 | 11 Good
    5Y Return % 6.37
    6.42
    		5.84 | 6.94 7 | 11 Average
    7Y Return % 6.83
    6.61
    		5.88 | 6.91 4 | 7 Good
    1Y SIP Return % -24.55
    -24.22
    		-24.64 | -22.63 9 | 11 Average
    3Y SIP Return % -0.41
    -0.45
    		-1.03 | 0.42 4 | 11 Good
    5Y SIP Return % 3.80
    3.79
    		3.16 | 4.46 6 | 11 Good
    7Y SIP Return % 4.49
    4.34
    		3.72 | 4.60 3 | 7 Good
    Standard Deviation 1.08
    1.19
    		0.73 | 2.62 6 | 12 Good
    Semi Deviation 0.69
    0.78
    		0.50 | 1.75 6 | 12 Good
    Max Drawdown % -0.10
    -0.20
    		-0.90 | 0.00 6 | 12 Good
    VaR 1 Y % 0.00
    -0.16
    		-1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.05
    0.14
    		0.00 | 0.46 7 | 12 Average
    Sharpe Ratio 1.63
    1.50
    		0.87 | 2.09 5 | 12 Good
    Sterling Ratio 0.76
    0.74
    		0.67 | 0.77 4 | 12 Good
    Sortino Ratio 1.05
    0.97
    		0.47 | 1.53 5 | 12 Good
    Jensen Alpha % 0.66
    0.31
    		-0.23 | 0.68 3 | 12 Very Good
    Treynor Ratio 0.03
    0.03
    		0.02 | 0.04 5 | 12 Good
    Modigliani Square Measure % 1.94
    1.79
    		1.04 | 2.49 5 | 12 Good
    Alpha % 0.09
    -0.22
    		-1.05 | 0.30 3 | 12 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.54 0.60 0.48 | 0.94 9 | 11 Average
    3M Return % 2.52 2.59 2.08 | 3.79 6 | 11 Good
    1Y Return % 6.36 6.68 6.07 | 8.10 8 | 11 Average
    3Y Return % 7.90 7.85 7.20 | 8.60 6 | 11 Good
    5Y Return % 6.80 6.86 6.34 | 7.31 6 | 11 Good
    7Y Return % 7.25 7.08 6.52 | 7.58 3 | 7 Good
    1Y SIP Return % -24.22 -23.89 -24.40 | -22.40 8 | 11 Average
    3Y SIP Return % 0.02 -0.02 -0.58 | 0.74 5 | 11 Good
    5Y SIP Return % 4.23 4.23 3.64 | 4.82 5 | 11 Good
    7Y SIP Return % 4.92 4.80 4.25 | 5.23 3 | 7 Good
    Standard Deviation 1.08 1.19 0.73 | 2.62 6 | 12 Good
    Semi Deviation 0.69 0.78 0.50 | 1.75 6 | 12 Good
    Max Drawdown % -0.10 -0.20 -0.90 | 0.00 6 | 12 Good
    VaR 1 Y % 0.00 -0.16 -1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.05 0.14 0.00 | 0.46 7 | 12 Average
    Sharpe Ratio 1.63 1.50 0.87 | 2.09 5 | 12 Good
    Sterling Ratio 0.76 0.74 0.67 | 0.77 4 | 12 Good
    Sortino Ratio 1.05 0.97 0.47 | 1.53 5 | 12 Good
    Jensen Alpha % 0.66 0.31 -0.23 | 0.68 3 | 12 Very Good
    Treynor Ratio 0.03 0.03 0.02 | 0.04 5 | 12 Good
    Modigliani Square Measure % 1.94 1.79 1.04 | 2.49 5 | 12 Good
    Alpha % 0.09 -0.22 -1.05 | 0.30 3 | 12 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Floating Rate Fund NAV Regular Growth Kotak Floating Rate Fund NAV Direct Growth
    19-08-2026 1619.9756 1665.6718
    18-08-2026 1619.8811 1665.5587
    17-08-2026 1620.1352 1665.8039
    14-08-2026 1620.3001 1665.9253
    13-08-2026 1620.4437 1666.0568
    12-08-2026 1619.9816 1665.5645
    11-08-2026 1619.6162 1665.1717
    10-08-2026 1619.7755 1665.3183
    07-08-2026 1618.6412 1664.1006
    06-08-2026 1617.9208 1663.3428
    05-08-2026 1617.3243 1662.7124
    04-08-2026 1616.9434 1662.3036
    03-08-2026 1616.322 1661.6477
    31-07-2026 1615.1552 1660.3968
    30-07-2026 1615.0062 1660.2265
    29-07-2026 1614.9202 1660.121
    28-07-2026 1614.5393 1659.7123
    27-07-2026 1614.504 1659.6589
    24-07-2026 1612.9043 1657.9631
    23-07-2026 1612.7955 1657.8341
    22-07-2026 1612.3102 1657.3182
    21-07-2026 1612.5377 1657.5339
    20-07-2026 1611.7958 1656.7533

    Fund Launch Date: 09/May/2019
    Fund Category: Floater Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open ended debt scheme predominantly investing in floating rate instruments.
    Fund Benchmark: NIFTY Ultra Short Duration Debt Index Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.